Workers’ compensation insurance from U.P. Insurance Agency Inc. is an essential form of coverage for businesses and their employees here in the Negaunee, MI area. It’s designed to protect both employers and employees in the event of an accident, illness, or injury that occurs while on the job. Employers are responsible for providing workers’ compensation insurance to their employees, which can help protect them from financial loss due to medical and wage loss benefits as a result of a workplace injury or illness.
For businesses, workers’ compensation insurance provides a form of financial protection in the event of an employee injury or illness resulting from negligence on the part of the employer. If an employee is injured on the job, employers may be held liable for medical expenses related to treatment, rehabilitation services, lost wages, and even death benefits for dependents in certain cases. Workers’ compensation insurance helps take some of this financial burden off employers by covering some or all of the costs associated with work-related injuries and illnesses.
For employees, workers’ compensation insurance helps cover any medical expenses related to their injury or illness as well as lost wages due to time away from work during recovery. In addition, it may provide death benefits to surviving dependents in certain cases where an employee dies as a result of a work-related incident or illness. This type of coverage can provide peace of mind knowing that they will have access to necessary medical care and income should they face such a difficult situation due to their job duties.
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For more information, give us at U.P. Insurance Agency Inc. a call today. We are proud to serve the Negaunee, MI area and would be happy to help you.
