Be aware of your rights and responsibilities if you are injured on the job. Review the following insurance guidelines. If you would like further assistance, contact one of our agents at U.P. Insurance Agency Inc.
Workers’ Compensation
Workers’ compensation coverage pays for lost wages incurred if an employee is injured on the job. It also pays for medical bills that the injured employee is responsible for.
Guidelines
Your employee may provide an overview of what to do in an emergency. For instance, your team leader or manager may be required to document an incident that resulted in an injury.
If you are the injured person, you may be required to fill out paperwork pertaining to the incident you were involved in. It is important to know the proper protocol to follow. If you are unfamiliar with what to do if you become injured on the job, consult your employer.
Medical Care
You should seek medical care soon after an injury is reported. It is imperative that your insurance claim is filed promptly. By seeing a doctor soon after the injury, you will be able to receive documentation of what happened. The doctor’s findings will support your insurance claim.
Insurance Claim
Your employer’s insurance company will be responsible for filing the insurance claim. Once the preliminary paperwork has been filed, be sure to stay in contact with your employer. It is your right to conduct a followup on the claim.
Contact U.P. Insurance Agency Inc.
Contact an insurance agent who serves the Negaunee, MI, region. An agent can answer any questions you have about the workers’ compensation claims process that must be followed if an injury occurs.
