Like most things in life, auto insurance is not one-and-done. It needs to change with the changes that are happening in your life. At U.P. Insurance Agency Inc. in Negaunee, MI we have been providing personalized service to our customers since 1987. As independent insurance agents, we can offer more choices and value.
When should you review your auto insurance?
At renewal
Generally speaking, if no event has happened that requires that you review your insurance coverage, it should be done yearly when your auto insurance renews. When your new auto insurance policy arrives either in the mail or digitally, the front page is called the declaration page. It is a review of what your coverage is. It will list the drivers, the vehicles, the liability coverage, as well as any other coverage you may have.
Take the time to make sure all the amounts make sense. If your assets have increased, you may want to increase your liability coverage. If you have added a teen driver, you may want to increase liability coverage.
Look at your other coverage. Have any of your vehicles gotten to the age where paying for collision and comprehensive doesn’t make sense? Check to see if you have full glass coverage, tow coverage or roadside service. Also, check your deductible.
When you add a new vehicle
When you add a new vehicle, it is a good time to review all of your coverage. Is your deductible the right amount? Do you need to add gap coverage to protect your investment in your vehicle?
When you add a new driver
When you add a new driver, it is the perfect time to make sure you review all of your coverage and make sure the right driver is attached to the correct vehicle.
Call Us Today
Contact U.P. Insurance Agency Inc. in Negaunee, MI with any auto insurance questions or needs you may have.
