There’s not much that feels worse than seeing police lights in your rearview mirror, knowing you’re about to get a ticket. Here, we’ll take a look at how getting points on your license can affect your insurance.
Points on Your License & Auto Insurance
First, it’s important to know the laws around license points in your state. Not all states use a point system to keep track of driving records, which means that getting a ticket won’t necessarily add points to your license. When you get a speeding ticket, ask the officer whether points will be assigned to your license.
If your ticket adds points to your license, explore whether you have options for having the points removed. In some cases, you can go to traffic school to have points removed from your license.
Talk with your insurance agent after you get a ticket that adds points to your license for more information on how the points will affect your rates. It’s possible that the points added to your license will increase your premium for a time. You’ll want to know how long the points will affect your insurance rates, and whether you’re eligible for any discounts that can offset the increased premium resulting from the points on your license.
U.P. Insurance Agency Inc.: Proudly Serving Negaunee, MI
At U.P. Insurance Agency Inc., we’re proud to serve our Negaunee, MI area customers, and we’re excited to get to know you and talk about all of your auto insurance needs. Give us a call or stop by today to learn how we can work with you to create the perfect auto insurance policy for you.
