Umbrella insurance can be really important if you are likely to need it at some point in your life. We outline below what umbrella insurance is and what makes you more likely to need umbrella insurance.
If you wish to discuss umbrella insurance, you can contact U.P. Insurance Agency Inc. in Negaunee, MI to go over the possible quotes available to you. We also strive for the best prices for you and the best coverage customized to your needs.
So, what is umbrella insurance?
Umbrella insurance is similar to liability insurance. Usually, if you add liability insurance to your commercial insurance, you are insured if one of your employees gets injured whilst at work. For auto insurance, liability insurance means that you are covered for the damage to other people’s vehicles or harm done to other people and drivers. In the case of liability insurance linked with home insurance, liability insurance covers visitors in your house who accidentally get harmed.
As the above examples suggest, liability insurance is a type of insurance that helps you in case you can be held liable in a situation. There are some differences between liability insurance and umbrella insurance, and most of these differences are in how much it covers. In the case of umbrella insurance, it covers a wide range of situations you could be seen as being liable in. This can be relevant for anyone, but if you are in a job or live a lifestyle where it is more likely someone might sue you for bodily or mental harm, umbrella insurance can really help you.
If you think it might be good for you to get umbrella insurance, call U.P. Insurance Agency Inc. in Negaunee, MI or request a quote on our website.
