U.P. Insurance Agency Inc., serving the greater Negaunee, MI community, understands the need to evaluate the insurance company and the agent you will be working with. You will need someone to encourage you during the process if you need to submit an insurance claim and your stress level is high.
The following are some questions to ask:
What Type Of Coverage Do I Need?
The state of Michigan requires all drivers to have the minimum state coverage. That means that every car owner must have insurance to drive. However, there are other extra types of coverage that you want to consider for extra protection. Make sure to ask an insurance agent about them.
Is There Enough Coverage?
There is no such thing as "full coverage" because every state has a distinct minimum policy limit. Therefore, having "enough" insurance can mean different things to different people. Due to the ease with which one sizable claim might easily wipe out your policy limitations, consult with your agent about extra coverages and features and obtain quotes on additional policy limits. You might be surprised by how little your premium goes up for such a significant increase in coverage limits.
What Will I Have to Pay Out-of-Pocket in Case of An Accident?
The amount you will have to pay out-of-pocket depends on numerous factors. These factors include the type of accident, its location, and others. The at-fault driver’s insurance company and any ensuing damages or injuries will often be your obligation to cover if you were not the cause of the collision. However, if the at-fault motorist has insufficient or no insurance, you can find yourself paying the bill. To ensure that your policy will protect you in this situation, ask your insurance provider what you can do.
Schedule A Consultation Today!
If you are currently shopping for auto insurance in Negaunee, MI or any other nearby town, but you do not know where to start, U.P. Insurance Agency Inc. is ready to assist you. We will answer all your questions and provide you with the information you need.
