Renters insurance provides valuable protection, and yet many people don’t have it. We are not quite sure why not, but we feel that it is our responsibility to make sure that any of our customers who are renters understand the danger of not having this coverage. At U.P. Insurance Agency Inc. in Negaunee, MI, our team is experienced in all types of insurance, and we share that knowledge with our customers.
Why Renters Insurance?
When you are renting, much of what you own in the world may be in your rental. What will happen if your rental is destroyed? You will have to replace all of your possessions at one time. Is that something you are financially able to do? If not, it is worth considering how you can make yourself safer with renters insurance.
Many renters don’t bother with rental insurance because they believe that their landlord or management company has insurance that will protect them from whatever bad might happen. There is little doubt that they do have insurance to protect their property, but what they have does not include what you own. You are on your own.
Renters insurance also provides liability insurance so that if someone is injured while visiting your rental, they will be covered by your insurance. This coverage also extends to a member of your family away from home causing damage to someone else’s property.
What would you do if your rental was damaged so badly that you couldn’t live there while it is being repaired? If you have renters insurance, you will be able to stay in a hotel or get a temporary rental until you can move back in.
Reach Out To Us
At U.P. Insurance Agency Inc. we are independent insurance agents who serve the Negaunee, MI area. Give our office a call to discuss your insurance needs.
